Water Damage From a Pipe Leak?—🌊🛁

Water Damage From a Pipe Leak? Here’s What Denver Homeowners Need to Know (Insurance Guide + Repair Steps)

By AD’s Construction — Denver, Colorado

Introduction

Water damage from an interior pipe leak can cause thousands of dollars in repairs — especially when it happens behind walls, under flooring, inside a bathroom vanity, or beneath a kitchen sink.

The good news? Most interior water leaks are covered by your homeowner’s insurance — and having the right contractor makes the approval process quick and stress-free.

At AD’s Construction, we help Denver homeowners get fast inspections, professional documentation, and insurance-approved repairs for pipe leaks, bathroom leaks, kitchen leaks, and sudden water damage.

1. Common Interior Leaks Covered by Insurance

Homeowners are often surprised to learn that most sudden and accidental leaks are covered.

Here are the most common insurance-approved leaks we see in Denver:

✔ Burst supply lines (toilets, faucets, water heaters)

✔ Leaking shower valves or tub drains

✔ Kitchen sink drain pipe leaks

✔ Leaking refrigerator water lines

✔ Frozen pipes that crack or split

✔ Toilet overflow or wax ring failure

If the leak happens suddenly and causes damage to walls, floors, trim, or cabinets, your insurance provider will typically cover the repair costs — minus your deductible.

2. How Insurance Works for Water Damage Repairs

Navigating the insurance process alone is frustrating. That’s why AD’s Construction handles all the critical steps:

✔ Damage Documentation

We take photos, moisture readings, and notes that match insurance adjuster requirements.

✔ Detailed Repair Scope

Insurance companies need a precise repair plan. We create it.

✔ Communication With the Adjuster

We talk directly with your insurance company to get everything approved faster.

✔ Fast, Licensed Repairs

Once approved, we restore your home — drywall, flooring, paint, trim, cabinets, or framing.

Homeowner tip:

The faster you document the leak, the better your claim goes. Waiting can cause mold or structural damage, which complicates approval.

3. What Repairs Are Usually Covered?

Insurance commonly covers:

• Drywall removal + replacement

• Baseboards + trim

• Paint + texture

• Flooring replacement (LVP, tile, carpet)

• Cabinet repair/replacement if water-damaged

• Structural framing repairs

• Bathroom/kitchen restoration

• Leak detection and opening walls to access the damaged pipe

Even if a plumber fixes the pipe, the repairs around it usually fall to a licensed contractor like AD’s Construction.

4. What Homeowners Should Do Immediately After a Leak

Step 1 — Stop the water

Shut off the closest valve or the main water line if needed.

(Home Depot has a simple guide on emergency shutoff procedures.)

Step 2 — Take photos and videos

Show the water, the damage, and the source if you can locate it.

Step 3 — Call AD’s Construction

We provide same-day damage assessments and can begin documentation immediately.

Step 4 — Notify your insurance company

Once we complete the inspection, we assist you in filing your claim with the correct details.

Step 5 — Avoid drying it yourself

Insurance prefers professional documentation BEFORE you remove damaged materials.

5. Useful Resources for Homeowners

These are high-authority (non-competitor) references you can safely link to:

• City of Lakewood Plumbing Code – Helpful for understanding local requirements

• EPA Mold & Moisture Guide – Best government resource

• Home Depot Plumbing Section – Common parts and emergency shutoff tools

• Ferguson Supply – Fixtures, valves, and repair materials

• State Farm Water Damage Claim Guide – Insurance reference

• CDC Mold Cleanup Tips – Health guidelines

6. Why Choose AD’s Construction for Insurance-Backed Water Damage Repairs?

✔ Licensed and Insured Denver Contractor

Your insurance company wants a legit, licensed pro — that’s us.

✔ We handle all paperwork + adjuster communication

Homeowners tell us this is the biggest relief.

✔ One call handles everything

Leak detection → demolition → repairs → paint → final cleanup.

✔ Fast response times

Same-day or next-day inspection availability.

✔ Fair pricing + insurance-compliant estimates

We follow industry-approved pricing structures.

✔ Real local reviews + proven results

Denver families trust us for interior repairs year-round.

7. Ready to Start Your Repair? (Free Inspection)

If you have water damage from a bathroom leak, kitchen pipe break, or accidental interior leak, we can help immediately.

Call/Text:

720-541-3584

Website:

adsconstructionllc.com

Let us document the damage, talk to your insurance, and get your home repaired the right way.

AD’s Construction — Denver’s trusted insurance repair contractor.